State and territory governments
$50 million or more
You may apply for this loan if you are a state or territory government with an eligible project. You can also partner with a state or territory government to apply.
Co-funding state and territory governments, to build and improve regional water infrastructure.
Funding structure — no more than 49% Australian Government funding, 51% funding contribution assurance by the applicant.
Repayment structure — flexible. Up to 5 years (construction period) can be interest only, then principal and interest for up to 10 years.
Loan agreement — available on request.
Full terms and conditions are available in the
Contact us to discuss your project.
Email your completed form and all required documents to
Download the application form (DOCX 104KB)
We will assess your application against eligibility and assessment criteria in the
Applications will be accepted until we commit all loan funds, or 30 June 2026.
You cannot appeal a loan decision.
You can contact us and request feedback. You may use this to revise and resubmit your application.
We are here to help.
Read the loan guidelines for full details of eligibility and assessment criteria.
Complete the application form and send it with supporting documents to
Your project may also be eligible for:
Your project must align with
National Water Initiative principles.
You must show that you will meet these principles in:
Your project may need to comply with the Murray-Darling Basin Plan.
This includes projects: