Our loans at a glance

RIC loans are helping build a stronger regional Australia through thriving regions.

Download our Loans at a glance factsheet for an overview of our loans, including loan terms, interest rates and uses.

We have 4 loan products:

house icon
drought icon
AgriStarter Loan Drought Loan
The AgriStarter Loan is for first time farmers wanting to buy, establish or develop their first farm. It can also be used to plan or implement succession arrangements.
The Drought Loan helps farm businesses prepare for, manage through and recover from drought.
hand icon
tractor icon
Farm Investment Loan AgBiz Drought Loan
The Farm Investment Loan is for farmers who want to invest in a better future. It's designed to make farm businesses more resilient and more profitable.  The AgBiz Drought Loan supports regional Australians to take control of their business through the drought.