Loan funding available
RIC (Regional Investment Corporation) is a national low-interest loan specialist funded by the Australian Government for farm businesses and farm-related small businesses.
RIC currently has loan funding available until 30 June 2026.
For the 2025 financial year RIC has $350.2 million and a further $349.7 million in the 2026 financial year.
Loan funding in FY2025
Loans delivered since start-up
Strengthening Australian farmers in tough times
RIC’s low-interest loans directly benefit farm businesses Australia-wide, saving them thousands of dollars in interest payments each year. These interest savings help farmers who have experienced significant financial disruption from drought, natural disasters, and cumulative events to improve cash flow so they can manage through, recover and rebuild.
This financial ‘breathing space’ enables farmers to plan, fund risk mitigation activities and adapt practices to be ready and prepared for potential future business impacts.
RIC loans help accelerate business plans for first farmers and support succession planning.
Supporting regional communities
RIC loans are strengthening Australian farm businesses and building thriving regional communities. Every $1 million borrowed and repaid contributes an additional $1.1 million to Gross Regional Product (GRP) over the 10-year loan term.
