The Regional Investment Corporation (RIC) administers the delivery of:
- $2 billion for farm business loans
- $2 billion for national water infrastructure loans
Our loan programs encourage growth, investment and resilience in Australia’s regional communities.
We were established under the Regional Investment Corporation Act 2018 (RIC Act).
What we do
We have two main objectives:
- provide loans to eligible farm businesses
- support government on water infrastructure projects
As a national agency we:
- bring together loans expertise
- ensure efficient and nationally consistent decision-making
- streamline administration of farm business loans
We will outline our approach to this in our first corporate plan. It will be published on this website, in accordance with our legislative responsibilities.
Our business
We offer two types of farm business loans to farm businesses — farm investment loans and drought loans. We also offer a disaster recovery loan to flood impacted producers in North Queensland.
We can help applicants find the best option for them. We support recipients to improve the long-term strength, resilience and profitability of their business.
We offer loans to state and territory governments for eligible water infrastructure projects. We help fund projects that improve water security and support regional economic growth.
We assess loan applications in line with the eligibility criteria set out in our loan guidelines.
Read more about our loans:
Our commitment to you
Our goal is to provide a fair and ethical service.
We understand the needs of regional communities and adhere to our service standards.
We aim to provide an accessible and efficient service.
We are also committed to protecting your privacy.
Our reporting obligations
We are a corporate Commonwealth entity under the Public Governance, Performance and Accountability Act 2013 (PGPA Act). We meet the reporting obligations detailed in this and other legislation.
You can read more about what we report on.
Who we are
Our people and our board work to ensure the fair, ethical and timely delivery of our loans programs.
Our board
We have an independent board that oversees our operations, governing in accordance with the RIC Act.
Our people
Apply for a job at the Regional Investment Corporation.
Contact us
Ask us a question or send us your feedback through our online contact form.