Click on how to apply below to check what you need before starting an application.
Before you apply
Learn more about the eligibility requirements for RIC loans by exploring our RIC Ready Toolkit.
Before you apply
Take the time to learn about RIC loans and understand the eligibility requirements before applying. Here’s some helpful information we recommend you review before applying for a RIC loan.
Use our eligibility tools to find out if a RIC loan is right for you. Take our quick quiz, which only takes a minute, to understand key eligibility criteria, and read our eligible industries page to make sure your farm is eligible for a RIC loan
Learn more
Watch our loan information webinars, read our explainer articles and explore our glossary of RIC terms to understand requirements.
Learn more
Refer to our guidelines for full detail on our loans including how we will assess your application against the criteria for each loan.
Read guidelines
Talk to your financial counsellor, accountant or trusted advisor to check if a RIC loan will suit your business needs. We also recommend you let your commercial bank or lender know you’re interested in a RIC loan.
Webinars
Learn how a RIC Farm Investment Loan can support eligible farm businesses to recover and rebuild after a significant business disruption.
Learn how a RIC Drought Loan can support eligible farm businesses during challenging times.
Explainers
Learn more about RIC loans including information about eligibility and assessment.
Guidelines
Read our loan guidelines. RIC Agri Lending Specialists will assess your loan application based on criteria set out in our guidelines.
Read our loan guidelines. RIC Agri Lending Specialists will assess your loan application based on criteria set out in our guidelines.
What's next?
What if a RIC loan is not right for you?
Explore options for other farm business financial support including grants, subsidies, tax concessions, financial counselling and wellbeing programs.
Ask a question
Get in touch if you have questions about your eligibility for RIC loans.