The Drought loans are to help farm businesses to prepare, manage and recover through drought.
Maximum amount available $2 million
2.11% variable rate
Loan term
10 years – 10 years - first 2 years interest free with no repayments required, then 3 years interest
only, last 5 years principal
and interest
The AgBiz Drought loans are to support regional Australians to take control of their business through the drought.
Maximum amount available $500,000
2.11% variable rate
Loan term
10 years – first 2 years interest free with no repayments required, then 3 years interest only, last 5 years principal and interest Repayment frequency
The Farm Investment loans are for farmers who want to invest in a better future. They’re designed to make farm businesses stronger, more resilient and more profitable.
Maximum amount available $2 million
2.11% variable rate
Loan term
10 years — first 5 years interest only, then principal and interest for remainder of the 10 year term. After 10 years, you can refinance any remaining balance with a commercial lender.
Co-funding new or updated water projects. Includes dams, weirs, pipelines and managed aquifer recharge facilities.
Funding structure — no more than 49% Australian Government funding, 51% funding contribution assurance by the applicant.
Repayment structure — flexible.
Up to 5 years (construction period) can be interest only, then principal and interest for up to 25 years. Loan agreement — available on request.
Disaster recovery loan to help flood-affected Qld farmers restock, replant and recover.
Maximum up to $5 million
Concessional rate
Repayment structure — first 2 years are interest free, then 3 years interest only, then 5 years principal and interest. After 10 years, you can refinance any remaining balance with a commercial lender.