Customer stories

Applying for a RIC loan has enabled a South Australian couple to kickstart their grape-growing business.

As dry conditions continue in South Australia, a father and son-run merino and cereal cropping business is using its RIC loan to manage rising operating costs and plan for the future.

Financial hardship from drought and hail may have forced a South Australian farm business to adapt its operations, but managing future risk with the help of a RIC loan is already bearing fruit.

Michelle and her husband John used a RIC loan to prepare their mixed farm business for dry conditions and improve its financial position for succession.

Cattle graziers Dane and Rachael Lehmann are using a RIC Farm Investment Loan to recover and improve their business after experiencing drought and successive natural disasters.

When James and Bridget Brown qualified for a RIC loan, it brought an opportunity to take their dairy business in a new direction.

Organic farmer Jason Jarvis is using a RIC loan to renew his orchards and protect produce during times of unprecedented dry and difficult growing conditions.

A RIC loan is making the succession journey easier for graziers Lachlan and Jacqueline Patterson to start up their own sheep and cattle farm and improve it for future generations.

A RIC low-interest Drought Loan has enabled Tasmanian farmer Sam Elphinstone to improve his cash flow, invest in water storage and expand his farm business.

The Pilmore's used a RIC AgriStarter Loan to purchase their first farm business, after working in the industry for decades.

Queensland cattle farmers Tom and Antoinette Archer hope recent investment in their soil will improve their drought resilience, with help from a RIC loan.

Drought, flood and fires have all taken their toll in the Bega Valley but thanks to financial assistance from a RIC low-cost loan, Brodie and Kevin Game are focusing their efforts on what they can control to build for a stronger future.

The Kinsela's took advantage of RIC’s concessional interest rate to ease financial pressure on their cattle and cropping business during recovery from drought.

White Cloud Farms used a RIC loan to boost efficiency and improve the quality of its blueberries, fast-tracking access to bigger markets.

With a RIC Drought Loan, Grewal Farms invested in their horticultural crops to future-proof for shifting market trends and prepare for droughts.

Angas and Melissa used a RIC AgriStarter Loan during the start-up phase of their fishery Goodoo Farms.

The Rolfes used a RIC loan to change their enterprise mix, refinance bank debt, and help them prepare for future droughts.

The Leslies refinanced their bank debt with a RIC loan and used the savings on interest to upgrade equipment for their farm business.

The Georges turned to a RIC loan to grow their cattle breeding enterprise and increase output to their supply chain partner.

A RIC loan allowed cattle breeders Erica and Stu Halliday to keep their stock during a period of severe drought.

When harsh drought conditions struck Chris Blunt's grazing property he took advantage of a RIC loan to help feed his livestock.