Our loans

For eligible farmers and farm business owners to grow your business.
AgBiz Drought loans
Supporting regional Australians to take control of their business through the drought.
AgBiz main image

Overview

  • No fees
  • ​Up to $500,000
  • 2 years interest free, 3 years interest only, 5 years principal and interest

Who can apply

  • Small businesses that supply farm businesses in an eligible area

Use this loan to

  • manage essential operating costs
  • refinance
​​​​​​​​​​​Farm investment loans
Improve the strength, resilience and profitability of your farm business.​
a large green field

Overview

  • No fees
  • ​3.11% variable interest rate
  • Up to $2 million
  • Apply anytime

Who can apply

Owners of farms and related farm businesses who:

  • are in need of financial help
  • mainly sell (or plan to sell) products into supply chains that are interstate or outside Australia
  • are financially viable in the long term

Use this loan to

  • improve long-term strength, resilience and profitability
  • diversify your markets
  • ​refinance existing debt
  • prepare for, manage through or recover from drought
  • access new debt for operating expenses and capital
Drought loans
Prepare for, manage through or recover from drought.​
Desert

Overview

  • No fees
  • 2 years interest free, 3 years interest only and 5 years principal and interest
  • Up to $2 million
  • Apply anytime

Who can apply

Owners of farm businesses who are:

  • in need of financial help
  • ​financially viable in the long term
 

Use this loan to

  • prepare your farm business for drought
  • refinance existing debt
  • access new debt for operating expenses and capital
AgRebuild loan (North Qld flood)
Disaster recovery loan to help flood-affected Qld farmers restock, replant and recover
Cattle in field

Overview

  • No fees
  • ​Concessional interest rate
  • Up to $5 million
  • Available until 30 June 2020 

Who can apply

  • Farmers directly impacted by the North and Far North Queensland Monsoon Trough from 25 January to 14 February 2019 (North Qld flood) 
  • Farmers located in eligible Local Government Areas  
 

Use this loan to

  • Replant, restock and recover after the North Qld flood 
  • Restore or replace on-farm infrastructure lost or damaged because of the North Qld flood
  • Pay for operating expenses relating to damage from the North Qld flood
  • Refinance existing debt
  • As the co-contribution to access QRIDA’s North Queensland Restocking, Replanting & On-farm Infrastructure Grants