Loans for farmers

For eligible farmers and farm business owners to grow your business.
​​​​​​​​​​​Farm investment loans
Improve the strength, resilience and profitability of your farm business.​
a large green field

Overview

  • No fees
  • 3.58% variable interest rate
  • Up to $2 million
  • Apply anytime

Who can apply

Owners of farms and related farm businesses who:

  • are in need of financial help
  • mainly sell (or plan to sell) products into supply chains that are interstate or outside Australia
  • are financially viable in the long term

Use this loan to

  • improve long-term strength, resilience and profitability
  • diversify your markets
  • ​refinance existing debt
  • prepare for, manage through or recover from drought
  • access new debt for operating expenses and capital
Drought loans
Prepare for, manage through or recover from drought.​
Desert

Overview

  • No fees
  • ​3.58% variable interest rate
  • Up to $2 million
  • Apply anytime

Who can apply

Owners of farm businesses who are:

  • in need of financial help
  • in an eligible area of Australia
  • ​financially viable in the long term

Check your location on our eligible area map.

 

Use this loan to

  • prepare your farm business for drought
  • manage and recover from the effects of drought
  • refinance existing debt
  • access new debt for operating expenses and capital
AgRebuild loan (North Qld flood)
Disaster recovery loan to help flood-affected Qld farmers restock, replant and recover
Cattle in field

Overview

  • No fees
  • ​Concessional interest rate
  • Up to $5 million
  • Available until 30 June 2020 

Who can apply

  • Farmers directly impacted by the North and Far North Queensland Monsoon Trough from 25 January to 14 February 2019 (North Qld flood) 
  • Farmers located in eligible Local Government Areas  
 

Use this loan to

  • Replant, restock and recover after the North Qld flood 
  • Restore or replace on-farm infrastructure lost or damaged because of the North Qld flood
  • Pay for operating expenses relating to damage from the North Qld flood
  • Refinance existing debt
  • As the co-contribution to access QRIDA’s North Queensland Restocking, Replanting & On-farm Infrastructure Grants