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Did you know RIC’s Farm Investment Loan is available for bushfire recovery? 

For Victorian farmers that lost stock, crops or farm infrastructure in the recent bushfires, they may be eligible to apply for a RIC Farm Investment Loan to support their recovery. 

With a Farm Investment Loan, farm businesses can apply for up to $2 million to refinance or new debt for working capital with five years interest-only followed by principal and interest for the remaining five years of the 10-year loan term. 

The current variable interest rate is 5.18%. There is $0 application fee, 0$ fee for extra repayments and $0 fee for early payout. 

Find out more: 

☎️1800 875 675 

💻http://www.ric.gov.au/loans/farm-investment

#RIC #Support #Bushfire #Victoria #StrengtheningAustralianAgriculture
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A RIC AgriStarter Loan has two key aims: 

1. Help first generation farmers obtain their own farm business, and 2. Support next generation farm businesses with their succession plans, helping to keep Australian farms in the family. The loan can be used to refinance debt, purchase existing farm businesses, land, or infrastructure, or fund succession activities such as buying out relatives or pay succession planning costs. 

To see if an AgriStarter Loan is right for you, take our eligibility quick quiz at ric.gov.au/quickquiz 
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A RIC Farm Investment Loan can help eligible farm businesses to recover and prepare after a severe business impact from drought, natural disasters, or biosecurity event. 

The loan can be used to fund risk management activities, refinance debt to improve cash flow, enhance productivity, and paying for operating or capital expenses to build your farm business. 

To see if a Farm Investment Loan is right for you, take our eligibility quick quiz at ric.gov.au/quickquiz
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A RIC Drought Loan can help eligible farmers prepare, manage through and recover from drought.

If your farm business suffered a significant financial disruption as a result of drought over the past 5 years, you may be eligible for a Drought Loan.

To see if a Drought Loan is right for you, take our eligibility quick quiz at ric.gov.au/quickquiz    

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RIC variable interest rate for farm business loans is on hold at 5.18 per cent effective 1 February 2026.

Farmers in tough financial times due to situations outside their control from drought, flood or other natural disasters may be eligible to apply for a RIC Drought Loan, Farm Investment Loan and AgBiz Drought Loan.

RIC’s AgriStarter Loan is also available for new farm businesses or succession planning to keep family farms in the family. 

Farmers can restructure up to 50 per cent of their existing debt to improve cash flow to gain some financial breathing space. For more on RIC loans visit ric.gov.au/loans 

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