Media Library
Explore RIC documents, loan information, media releases, brand assets and images currently available to stakeholders. We encourage you to download and share this information with your networks
Loan products flyers
A brief side-by-side comparison of our loan product interest rates and terms.
A brief look at the benefits and features of the AgriStarter Loan.
A brief look at the benefits and features of the Farm Investment Loan.
A brief look at the benefits and features of the Drought Loan.
A brief look at the benefits and features of the AgBiz Drought Loan.
A brief side-by-side comparison of our loan product interest rates and terms.
A brief look at the benefits and features of the AgriStarter Loan.
A brief look at the benefits and features of the Farm Investment Loan.
A brief look at the benefits and features of the Drought Loan.
A brief look at the benefits and features of the AgBiz Drought Loan.
About RIC
Provides a clear overview of low-interest farm business loans, outlining loan features.
To support you with your application, we've put together 7 top tips to help you succeed.
Answers to a few of your questions regarding RIC Farm Loans
Find all our customer story videos and product information webinar replays on our YouTube channel.
Read out past customer stories of RIC loans recipients.
Provides a clear overview of low-interest farm business loans, outlining loan features.
To support you with your application, we've put together 7 top tips to help you succeed.
Answers to a few of your questions regarding RIC Farm Loans
Find all our customer story videos and product information webinar replays on our YouTube channel.
Read out past customer stories of RIC loans recipients.
Customer tools
Farm Relief Tool
A tool to connect farmers with Australian Government financial assistance and community support to help prepare for, and recover from drought, natural disaster or biosecurity events.
Learn more
Quick Quiz
Take our quick quiz tool to understand the eligibility criteria and key guidelines for each loan before considering whether to apply.
Brand
![RIC Brand Logo [Square]](https://www.ric.gov.au/sites/default/files/images/RIC%20Square%20Logo.png)
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A RIC AgriStarter Loan has two key aims:
1. Help first generation farmers obtain their own farm business, and 2. Support next generation farm businesses with their succession plans, helping to keep Australian farms in the family. The loan can be used to refinance debt, purchase existing farm businesses, land, or infrastructure, or fund succession activities such as buying out relatives or pay succession planning costs.
To see if an AgriStarter Loan is right for you, take our eligibility quick quiz at ric.gov.au/quickquiz
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Instagram tag: @ ric_gov_au
Facebook tag: @ ricgovau
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A RIC Farm Investment Loan can help eligible farm businesses to recover and prepare after a severe business impact from drought, natural disasters, or biosecurity event.
The loan can be used to fund risk management activities, refinance debt to improve cash flow, enhance productivity, and paying for operating or capital expenses to build your farm business.
To see if a Farm Investment Loan is right for you, take our eligibility quick quiz at ric.gov.au/quickquiz
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Instagram tag: @ ric_gov_au
Facebook tag: @ ricgovau
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A RIC Drought Loan can help eligible farmers prepare, manage through and recover from drought.
If your farm business suffered a significant financial disruption as a result of drought over the past 5 years, you may be eligible for a Drought Loan.
To see if a Drought Loan is right for you, take our eligibility quick quiz at ric.gov.au/quickquiz
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Instagram tag: @ ric_gov_au
Facebook tag: @ ricgovau
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RIC variable interest rate for farm business loans is on hold at 5.18 per cent effective 1 August 2025 until 1 February 2026.
Farmers in tough financial times due to situations outside their control from drought, flood or other natural disasters may be eligible to apply for a RIC loan.
RIC’s AgriStarter Loan is also available for new farm businesses or succession planning to keep family farms in the family.
Farmers can restructure up to 50 per cent of their existing debt to improve cash flow to gain some financial breathing space. For more on RIC loans visit ric.gov.au/loans
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Instagram tag: @ ric_gov_au
Facebook tag: @ ricgovau
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In late 2024, Yiannis Fragos and his partner, Ivon Pial Jarrosay, purchased a vineyard on the plains of Willunga with help from a RIC AgriStarter Loan.
Today they operate Pial Fragos and grow Chardonnay, Cabernet Sauvignon, Grenache, Merlot, and Shiraz grapes to supply to wineries in McLaren Vale, the Barossa Valley and Langhorne Creek.
Read Yiannis and Ivon’s story at ric.gov.au/customer-stories
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Instagram tag: @ ric_gov_au
Facebook tag: @ ricgovau
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Registrations are now open for RIC’s ‘Get ‘RIC Ready’ free online webinar.
Heard about RIC low-interest loans and want to know more? Thinking about whether a RIC loan is right for you and what you need to know before applying? Join RIC and RFCS from South Australia and Victoria at 12pm, Wednesday 29 October 2025. Please visit ric.com.au/events to register.
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Instagram tag: @ ric_gov_au
Facebook tag: @ ricgovau
Webinar replays
Understand more about eligibility criteria before applying and what you need to know before you submit an application.
Understand more about eligibility criteria before applying and what you need to know before you submit an application.
Learn how a RIC Drought Loan can support eligible farm businesses during challenging times.
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