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  • Our loans
    • AgriStarter Loan
    • Farm Investment Loan
    • Drought Loan
    • AgBiz Drought Loan
    • Customer stories
  • Before you apply
    • Understand eligibility
    • Eligibility tools
      • Eligibility quick quiz
      • Eligible industries
      • Webinars
      • Glossary of terms
    • Explainers
    • Guidelines
    • FAQs
    • Additional support programs
  • How to apply
    • Checklist
    • Start application
    • Resources
    • Loan Application Help
    • Decision review
  • Manage your loan
    • Direct debit and BPAY
    • Loan payment cycle
    • Variations and discharge
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    • Our executive
    • Our impact
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RIC low-interest loans offer financial breathing space for southwest Victorian farmers

  • Read more about RIC low-interest loans offer financial breathing space for southwest Victorian farmers

Southwest Victorian farmers are taking advantage of low-interest loans from Australian Government specialist farm business lender RIC (Regional Investment Corporation) to improve cash flow and gain financial breathing space to manage through dry conditions.

RIC low-interest loans offer financial breathing space for South Australian farmers

  • Read more about RIC low-interest loans offer financial breathing space for South Australian farmers

South Australian farmers are taking advantage of low-interest loans from Australian Government specialist farm business lender RIC (Regional Investment Corporation) to improve cash flow and gain financial breathing space to manage through dry conditions.

Free webinar to learn more about applying for RIC low-cost loans for farm businesses

  • Read more about Free webinar to learn more about applying for RIC low-cost loans for farm businesses

RIC will host a free online ‘RIC Ready’ webinar on Wednesday 12 March 2025 at 12 noon AEDT, to help farm businesses learn more about applying for RIC’s concessional loans.

Which industries are eligible for RIC loans?

  • Read more about Which industries are eligible for RIC loans?

Learn how we determine eligible industries and how to tell if your business is eligible to apply for a RIC loan.

RIC farm business loans interest rate on hold at 5.18%

  • Read more about RIC farm business loans interest rate on hold at 5.18%

RIC today announced the variable interest rate on all concessional farm business loans will remain at the low rate of 5.18% effective from 1 February 2025 for 6 months until the next review period.

RIC recognised at Global Banking & Finance Awards

  • Read more about RIC recognised at Global Banking & Finance Awards

RIC has been awarded the Excellence in Innovation - Digital Lending Technology Implementation award at the Global Banking & Finance Awards 2024.

RIC recognised with global innovation award win for project implementation

  • Read more about RIC recognised with global innovation award win for project implementation

RIC has been honoured with a global banking and finance award in recognition of achievements in innovation and transformation.

What is a Drought Management Plan?

  • Read more about What is a Drought Management Plan?

Learn about Drought Management Plans and why you need one for a RIC Drought Loan

How do RIC variable interest rates work?

  • Read more about How do RIC variable interest rates work?

Learn about RIC’s interest rates, including how and when they may change.

What does three years of relevant on-farm or equivalent experience mean?

  • Read more about What does three years of relevant on-farm or equivalent experience mean?

Learn about what experience is required to be eligible for some RIC loans and what may be equivalent experience.

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RIC (Regional Investment Corporation) acknowledges the traditional owners and custodians of Country throughout Australia. We acknowledge their continuing connection to land, sea and community. We pay our respects to the people, the cultures and the Elders past, present and emerging.