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Mobile Main navigation

  • Our loans
    • AgriStarter Loan
    • Farm Investment Loan
    • Drought Loan
    • Drought Hardship Loan
    • AgBiz Drought Loan
    • Marine Recovery Loan
    • Customer stories
  • Before you apply
    • Understand eligibility
    • Eligibility tools
      • Eligibility quick quiz
      • Eligible industries
      • Webinars
      • Glossary of terms
    • Explainers
    • Guidelines
    • RIC loan pathway
    • FAQs
    • Additional support programs
  • How to apply
    • Checklist
    • Start application
    • Resources
    • Loan Application Help
    • Decision review
  • Manage your loan
    • Direct debit and BPAY
    • Loan payment cycle
    • Variations, discharge & reviews
    • Financial hardship
    • FAQs
  • About us
    • Our board
    • Our executive
    • Our impact
    • News
    • Events
    • Jobs
      • Careers
    • Reporting
      • Annual reports
      • Corporate plans
      • Customer insights reports
      • Loan Evaluation Reports
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      • FOI disclosure log
      • Senate Standing Order
    • Our commitment
      • Compliments or Complaints
      • Credit reporting
      • Privacy
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Which industries are eligible for RIC loans?

  • Read more about Which industries are eligible for RIC loans?

Learn how we determine eligible industries and how to tell if your business is eligible to apply for a RIC loan.

RIC farm business loans interest rate on hold at 5.18%

  • Read more about RIC farm business loans interest rate on hold at 5.18%

RIC today announced the variable interest rate on all concessional farm business loans will remain at the low rate of 5.18% effective from 1 February 2025 for 6 months until the next review period.

RIC recognised at Global Banking & Finance Awards

  • Read more about RIC recognised at Global Banking & Finance Awards

RIC has been awarded the Excellence in Innovation - Digital Lending Technology Implementation award at the Global Banking & Finance Awards 2024.

RIC recognised with global innovation award win for project implementation

  • Read more about RIC recognised with global innovation award win for project implementation

RIC has been honoured with a global banking and finance award in recognition of achievements in innovation and transformation.

What is a Drought Management Plan?

  • Read more about What is a Drought Management Plan?

Learn about Drought Management Plans and why you need one for a RIC Drought Loan

What does three years of relevant on-farm or equivalent experience mean?

  • Read more about What does three years of relevant on-farm or equivalent experience mean?

Learn about what experience is required to be eligible for some RIC loans and what may be equivalent experience.

WA farmers advance drought management and recovery with RIC Drought Loan

  • Read more about WA farmers advance drought management and recovery with RIC Drought Loan

With the assistance of a RIC Drought Loan, Michelle Walton-Hassell and her husband John have recovered from drought, prepared their mixed farm business for future dry conditions, and improved its financial position for succession.

Research shows RIC farm loan customers remain positive despite concerns about increasing costs

  • Read more about Research shows RIC farm loan customers remain positive despite concerns about increasing costs

RIC today released the RIC Farm Loans Customer Insights Brief 2024, revealing surveyed RIC customers are concerned about sustained high interest rates and increasing farm production costs, yet remain positive about their farm business and the long-term future of the agriculture industry.

Meet us at Australian National Field Days, Orange NSW, October 2024

  • Read more about Meet us at Australian National Field Days, Orange NSW, October 2024

Find us in the Trevor Elliot Pavilion - site TEP 16 at the Australian National Field Days in Borenore, just outside of Orange NSW.

Free webinar for farmers to learn how RIC loans can help rebuild and recover from severe business disruption

  • Read more about Free webinar for farmers to learn how RIC loans can help rebuild and recover from severe business disruption

RIC is hosting a free webinar on 18 September 2024 for farmers, advisers and agriculture industry representatives to learn about how a Farm Investment Loan can help support farm businesses to rebuild and recover after severe business disruption.

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RIC (Regional Investment Corporation) acknowledges the traditional owners and custodians of Country throughout Australia. We acknowledge their continuing connection to land, sea and community. We pay our respects to the people, the cultures and the Elders past, present and emerging.